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Digital currency is really here!Shenzhen will send 10 million red envelopes and 50,000 places



After hearing the sound of stairs for a long time, I finally saw “people come down”. Digital currency is really coming! This time, it chose to popularize in the form of tens of millions of red packets. On October 8th, the Shenzhen Municipal Government Service Data Administration announced that the “2020 Reward Luohu” series of consumer promotion activities will be scheduled to start. This event is for individuals in Shenzhen to issue 10 million yuan red envelopes, each with an amount of 200 yuan. The total number of red packets is 50,000.

Consumer gift vouchers are no stranger. Since the epidemic, consumer vouchers have been issued in many places across the country. However, this time Shenzhen Luohu issued a digital renminbi red envelope. This event is to promote the construction of the Guangdong-Hong Kong-Macao Greater Bay Area. Combined with local consumption promotion policies, the Shenzhen Municipal People’s Government and the People’s Bank of China recently launched a digital renminbi red envelope pilot. A routine test during the development process.

Luohu distributed tens of millions of digital red envelopes

It is reported that this pilot is funded by Luohu District, Shenzhen. All individuals in Shenzhen can participate in the appointment registration using a Chinese mainland mobile phone number and a second-generation resident ID card, and then the 200 yuan of funds will be distributed in the form of digital RMB red envelopes through lottery. Up to 50,000 personal digital RMB wallets in Shenzhen.

This event will be issued through the “lottery lottery”, and the lottery registration channel will be officially opened at 0:00 on October 9, 2020. Individuals in Shenzhen can apply for the lottery through the “i Shenzhen” event. After winning the lottery, download the “Digital RMB App” according to the SMS guidelines of the winning lottery. After opening the “Personal Digital Wallet”, they can receive the “Luohu Digital RMB Red Packet”.

Digital currency is really here!Shenzhen will send 10 million red envelopes and 50,000 places 1

(Screenshot of Shenzhen citizens making an appointment with digital RMB red envelope)

The red envelope can be consumed without threshold from 18:00 on October 12 to 24:00 on October 18 at 3389 merchants that have completed the transformation of the digital RMB system in Luohu District, including Luohu Mixc, Lucca, Rainbow Department Store, Maoye Department Store For merchants, the list of specific merchants can be checked on the “i Shenzhen” reservation platform.

The successful applicants will receive the successful SMS from October 12th, 18th, and then download and install the “Digital RMB App” according to the successful SMS guidelines, register and log in and open the “Personal Digital Wallet” of the bank selected when making an appointment. “Private Luohu Digital RMB Red Packet” 200 yuan.

It is worth noting that at present, the “Digital RMB App” is not found in the app store, and it is in the closed beta stage, so other people have no way to experience this product. Only those who have won the contract in this event will be eligible for the “Digital RMB App” by the event organizer. After the application is successful, they can download the “Digital RMB App” and receive a red envelope. In other words, the winners will also be the first large-scale internal testers of the platform.

Shenzhen takes the lead in launching pilot projects to seek first-mover advantage

The People’s Bank of China recently published a review article in the “China Finance” magazine that China needs to become the first country to issue digital currencies to promote the internationalization of the renminbi and reduce its dependence on the global dollar payment system.

Since the beginning of this year, my country has made frequent moves in digital currency. On August 14, the Ministry of Commerce issued an important document “Overall Deepening of Service Trade Innovation and Development Pilot Program”, which proposed in the section of “Comprehensive Deepening of Service Trade Innovation and Development Pilot Tasks, Specific Measures and Division of Responsibilities”: The Guangdong-Hong Kong-Macao Greater Bay Area and the pilot regions in the central and western regions where conditions are available to carry out digital RMB trials. The People’s Bank of China formulates policy guarantee measures; first, Shenzhen, Chengdu, Suzhou, Xiongan New District and other places and relevant departments of the future Winter Olympics will assist in the promotion, and follow-up will be expanded to other regions as appropriate.

Shenzhen’s launch of digital currency red envelopes and the launch of retail scenarios are a strong implementation of the above-mentioned plan. Shenzhen has always been at the forefront in the field of digital currency. As early as 2018, the Digital Currency Research Institute established the only wholly-owned subsidiary in Shenzhen, Shenzhen Financial Technology Co., Ltd., which the industry interpreted as an important symbol of digital currency from research to practice. In April 2020, Shenzhen was included as a pilot city for the financial technology “regulatory sandbox”. At the same time, policies have also given a lot of support to digital currencies.

The right to issue and control digital currency will become a “new battlefield” for competition among sovereign nations, and first-mover advantage is particularly important. On October 8, the Deputy Finance Minister and International Director of Japan’s Ministry of Finance Kenji Okamura said that China is working hard to develop its RMB digital currency version to gain first-mover advantage. He said at a digital seminar that Japan should worry about first-mover advantage. Okamura Kenji said: “This advantage sets the standard for program design because it is the first technology platform that promotes the wider adoption of digital currencies.” Many analysts believe that central banks have gained widespread support in the field of international trade and payments. Digital currency (CBDC) may eventually weaken the status of the US dollar as the real currency of world trade and weaken the influence of the United States.

One picture to understand the digital currency RMB

I believe many people have a broad understanding of digital currency. Next, we will use the Bank of China’s long-term picture to fully understand the digital currency RMB.

Digital currency is really here!Shenzhen will send 10 million red envelopes and 50,000 places 2

Attachment: Rules for making an appointment and claiming for the “Private Luohu Digital RMB Red Packet”

Individuals in Shenzhen who are located within the administrative area of ​​Shenzhen (including the Shenzhen-Shantou Special Cooperation Zone, the same below) at the time of appointment registration can participate in the appointment registration by using their mainland Chinese mobile phone number and second-generation resident ID card.

This event is conducted through the “lottery drawing” method, which is not first-come, first-served and no need to compete. The specific steps are as follows:

1. Appointment registration: October 9th at 0:00 to October 11th at 8:00

Scan the QR code in the picture to enter the event reservation platform

Or enter the event reservation platform through “iShenzhen Official Account-Smart Service-Reward Luohu”

Or enter the event reservation platform through “iShenzhen App-Lixiang Luohu”

Enter the appointment platform to fill in personal information (name, ID number, mobile phone number), select “Personal Digital Wallet” to open a bank and submit. When you choose “Personal Digital Wallet” to open a bank, you can participate in the appointment even if you don’t have an account in the bank currently.

2. Data review: from 0:00 on October 9 to 8:00 on October 11

After the appointment registration information is submitted, the “i Shenzhen” system will complete the review within 2 hours, and send a confirmation code SMS to the mobile phone number filled in during the appointment registration through the Shenzhen government SMS service platform. The confirmation code is an important basis for the result of subsequent inquiry, please do not delete it.

The person who receives the SMS must click on the “Progress Inquiry/Fill in Confirmation Code” in the event appointment platform within 6 hours to enter the appointment registration confirmation code to complete the appointment.

3. Draw: 8:00 on October 11

The event organizer draws lots and confirms the signature list.

4. Red envelope distribution: from 18:00 on October 12

Those who have won the lottery will receive text messages of the lottery from 18:00 on October 12th. According to the SMS guidelines, download and install the “Digital RMB App”, register and log in and open the “Personal Digital Wallet” of the bank selected at the time of the appointment, and you can receive the “Luohu Digital RMB Red Packet” 200 yuan.

5. Red envelope use: 18:00 on October 12 to 24:00 on October 18

The successful applicant can spend at 3389 merchants in Luohu District within the validity period of the red envelope, and cannot transfer it to others or redeem it to his bank account. Red envelopes that have not been used after the validity period will be withdrawn.

Please refer to the “Frequently Asked Questions” answers to understand the specific rules of the event.

1. What are the requirements for participating in the reservation of the “Private Luohu Digital RMB Red Packet”?

Individual appointments must meet two conditions at the same time: one is that the geographic location is within the administrative area of ​​Shenzhen (including the Shenzhen-Shantou Special Cooperation Zone) when the appointment is registered; the other is to use the mainland Chinese mobile phone number and the second-generation resident ID card for appointment registration .

2. Can non-Shenzhen registered personnel working in Shenzhen make an appointment?

You can make an appointment, “You are a Shenzhen native”.

3. Can more than one family make an appointment at the same time?

can. Eligible family members can participate in the appointment in their own name.

4. Can I receive the “Luohu Digital RMB Red Packet” after making an appointment?

After the appointment is successful, you must first participate in the lottery draw. After receiving the winning text message, the successful person downloads the “Digital RMB App” and opens the “Personal Digital Wallet” to receive the red envelope.

5. When can I make an appointment for the “Luohu Digital RMB Red Packet”? Is it first come first served?

At 0:00 on October 9, 2020, the “Private Luohu Digital RMB Red Packet” booking platform will be opened. Individuals in Shenzhen can make an appointment anytime before 8:00 on October 11, 2020. The red envelope issuance is decided by the “lottery drawing”, which is not first-come, first-served and no need to compete.

6. Can I participate in this appointment if I do not have the bank cards of the four branches of Industry, Agriculture, China and Construction?

You can make an appointment. There is no need to bind a bank card to receive and use the “Private Luohu Digital RMB Red Packet”. However, if you pay for a transaction that exceeds the amount of the red envelope, you will need to use the bank card of any one of the four branches of Industry, Agriculture, China, and Construction to recharge or bind the wallet during the event.

7. What is the function of the appointment registration confirmation code received after submitting the appointment registration information?

After the “iShenzhen” system has passed the review of your information, you need to enter the reservation registration confirmation code in the “Progress Enquiry / Appointment Code Filling in” column of the Lo Wu Event Reservation Platform in Reixiang within 6 hours to complete the reservation. At the same time, when checking the subsequent progress, you need to fill in the confirmation code to check the status of your winning, please keep it properly.

8. What should I do if I have submitted the appointment registration information but cannot receive the appointment confirmation code SMS?

After the appointment registration information is submitted, the “i Shenzhen” system will complete the review within 2 hours. After the review is passed, the confirmation code SMS will be sent to the mobile phone number filled in during the appointment registration. If you have not received the confirmation code SMS, please first check whether the phone number is filled in correctly. If you fill in incorrectly, you can make a new appointment 6 hours after submitting your personal information last time.

If the mobile phone number is filled in correctly, please check whether the SMS is intercepted. If you confirm that the interception is not set, you can call the Shenzhen 12345 government service hotline.

9. What if I accidentally delete the appointment confirmation code SMS?

If you delete the confirmation code before completing the appointment registration, you can make a new appointment 6 hours after submitting your personal information.

If you delete the confirmation code after completing the appointment registration, you can enter your mobile phone number in the “progress query/appointment code filling” of the appointment platform and click the “re-acquire” button. The confirmation code SMS will be resent to your appointment registration mobile number. Safekeeping.

10. How to correct my personal mobile phone number if I fill in the wrong number during registration?

If you fill in the wrong personal mobile phone number, you will not receive the confirmation code SMS. You can make a new appointment 6 hours after submitting your personal information.

11. Is the “Reward Luohu Digital RMB Red Packet” issued in batches?

In this event, 50,000 red envelopes will be issued at a time through the “lottery drawing”, which means that each individual who successfully registered has only one chance to win the lottery.

12. How to check the result of an individual’s winning?

After winning the lottery, “iShenzhen” will send the winning text message to the successful applicants through the Shenzhen government SMS service platform. You can also check the result of the lottery through the “i Shenzhen” App or the “Lixiang Luohu” activity area of ​​the “i Shenzhen” WeChat public account.

13. The draw time is at 8:00 am on October 11th. Why does the distribution of the “Luohu Digital RMB Red Envelope” have to be distributed until 18:00 on October 12th?

In this event, from 8:00 am on October 11th to 18:00 on October 12th, the event organizer will apply for the “Digital RMB App” for the successful applicants. Only after successful application for the qualification, the “Digital RMB App” can be downloaded and received Red envelope.

14. After winning the lottery, how do I receive the “Luohu Digital RMB Red Packet”?

After winning the lottery, “iShenzhen” will send the winning text message through the Shenzhen government affairs SMS service platform. Click the download link in the winning text message, download the “Digital RMB App” according to the instructions on the page, and open the “Personal Digital Wallet” of the bank selected at the time of appointment. You can receive the red envelope after opening the wallet.

You can also check the winning information through “iShenzhen Official Account-Smart Service-Lixiang Luohu or i Shenzhen App-Lixiang Luohu” progress query, and just follow the instructions on the page.

15. Why download the “Digital RMB App”?

This event needs to download the “Digital RMB App” to receive the “Luohu Digital RMB Red Packet”.

16. After successfully downloading the “Digital RMB App”, can I receive the “Luohu Digital RMB Red Packet”?

After successfully downloading the “Digital RMB App”, you need to register and log in to the “Digital RMB App”, and you can receive the red envelope after opening the “Personal Digital Wallet” of the bank you selected when you made the appointment.

17. What is the reason why it prompts that there is no permission when registering the “Digital RMB App”?

Only the successful applicants can download the “Digital RMB App”. If you have been awarded but you are prompted that there is no download permission, please try again after a while.

18. Why I successfully downloaded the “Digital RMB App” and opened a “Personal Digital Wallet”, but did not receive the “Luohu Digital RMB Red Packet”?

The red envelope of the winning user will be directly issued to the “personal digital wallet” of the bank selected during the appointment registration. Please check the wallet of the bank selected during the appointment registration in time.

19. Can the received “Luohu Digital RMB Red Packet” be used directly?

Yes, red envelopes can be consumed without threshold in 3389 merchants that have completed the digital RMB system transformation within the jurisdiction of Luohu District, which is equivalent to cash.

20. Do I have to use up the received “Private Luohu Digital RMB Red Packet” at once?

There is no need to spend all at once, but can be used in installments according to the actual transaction situation, which is equivalent to cash.

21. Which merchants can use the received “Luohu Digital RMB Red Packet”?

Red envelopes can be used in 3389 merchants that have completed the digital RMB system transformation in Luohu District without threshold. The merchants cover various categories such as shopping malls and supermarkets, daily retail, catering consumption, and life services. Please go to “iShenzhen” for the list of specific merchants. View in Luohu activity area.

22. Can I still participate in other merchants’ discounts by using the “Reward Luohu Digital RMB Red Packet”?

Yes, the red envelopes issued in this event are equivalent to cash and can participate in other discounts offered by the merchants.

23. What are the rules for using the “Luohu Digital RMB Red Packet”?

This red envelope can only be used in 3389 merchants that have completed the digital RMB system transformation in Luohu District. It cannot be transferred to others or redeemed to my bank account. The red envelope is valid from 18:00 on October 12 to 24 on October 18 Time. Red envelopes that have not been used after the expiration date will be recovered by the digital RMB system.

When the successful applicant uses digital renminbi to pay, the red envelope amount will be given priority to pay, and the insufficient amount can be paid after recharging the personal digital wallet. In the event of a refund transaction, the digital renminbi system will give priority to the refund of the digital renminbi amount paid by the successful applicant, and then the red envelope amount.

If the price of the goods you buy is 300 yuan, you can use red envelopes to pay for 200 yuan, and you need to recharge and pay for less than 100 yuan. In the event of a refund transaction, the digital renminbi system will give priority to refunding the 100 yuan you paid for the recharge, and then refunding the red envelope amount of 200 yuan. If the refund transaction occurs outside the validity period of the red envelope, the red envelope returned to you will be temporarily returned to the winner’s digital wallet, and then recovered by the digital RMB system.

24. What channels should I use to consult if I encounter problems in participating in this pilot activity?

Individuals in Shenzhen who encounter problems during the appointment registration process can call the Shenzhen 12345 government service hotline.

In order to ensure the successful opening of personal digital wallets and the use of the “Private Luohu Digital RMB Red Packet”, the event organizer has set up a special customer service support line 4001391000. If the successful applicant has any problems in the process of receiving and using the red packet, please make an appointment. The registered mobile phone number dials the customer service hotline for consultation.